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rediff: Personal Finance

• Pension: New investment option likely -
  Called Default Option, it is a life-cycle fund under which the amount of money invested in equity would be more in the initial stages while in the later stages, more money would be invested in debt instruments.

• Maharashtra: Best investment destination in India -
  The Maharashtra government has said the state is the most favourable investment destination in India, quoting the AT Kearney FDI Confidence Index Report.

• The rise and fall of FMPs -
  For FMPs, it's been quite a journey from seemingly-innocuous, yet popular investment avenues to limelight-hogging villains.

• How to become a better investor -
  Knowing your good and bad tendencies and making allowances for them can make you a better investor.

• Tax implications for mutual fund investors -
  The amount of tax will depend on the holding period of the fund. Short-term (less than a year) profit from the fund is added to your income and will be taxed according to your income slab. In case of redemption made after one year, the long-term capital gains tax will be charged.

• Why you MUST invest when the market falls -
  If you are investing with a three-year perspective, start now and invest more heavily at every fall, says Devangshu Datta.

• Sebi survey to probe investor apathy -
  The Securities & Exchange Board of India has decided to conduct a survey to find out why investors are staying away from the securities market. This is the first time that the market regulator is planning such a survey of investors.

• VCs eye mobile ad firms to park investments -
  Another US-based VC fund which sees good investment potential in mobile advertising is Clearstone Venture Partners. Clearstone began as a vehicle for investing in opportunities created by the maturation of the Internet and has $650 million of committed capital for investment. It has been investing in India since 2006 and focuses on sectors like telecom, financial services, gaming, media and entertainment and business and consumer services.

• SAP India to go ahead with $ 1 billion investment -
  "We are comfortable with 4,000-5,000 employees for SAP Labs. We will leverage scalability for new product development," said Peter Zencke, member of the executive board, SAP AG. He said the company would invest the $ 1 billion on new technology, SOA, infrastructure and new designs. On concerns about the company's lacklustre performance in the US this quarter, officials said markets like India had made up for it by notching up high growth rates.

• How to invest without stress -
  Rid yourself of anxiety with this worry-free investing guide.