Pet insurance is a type of insurance that provides financial protection for veterinary expenses incurred by pet owners. It helps cover the costs of treatment for unexpected illnesses, accidents, and injuries to pets. The coverage and premium amount can vary based on factors such as the type of pet, age, location, and coverage options selected. Some common features of pet insurance include:

1. Reimbursable expenses: the types of veterinary expenses covered by the policy
2. Deductible: the amount the pet owner must pay out of pocket before the insurance begins covering expenses
3. Co-pay: a percentage of the total cost of veterinary treatment that the pet owner must pay
4. Lifetime coverage: options for coverage that lasts for the pet’s entire life
5. Alternative therapy coverage: options to cover alternative treatments such as acupuncture or chiropractic
6. Pre-existing conditions: policies that exclude coverage for pre-existing conditions
7. Routine care coverage: options to cover routine veterinary check-ups and preventive care.