Insurance coverage in India for Knee replacement surgery
In India, knee replacement surgery is typically covered under health insurance policies. However, the coverage amount and terms may vary depending on the insurer and policy.
Most health insurance policies have a waiting period of 1-4 years before knee replacement surgery can be covered. Some policies may cover the cost of knee replacement surgery up to a certain limit, while others may cover the full cost of the surgery.
It is important to check the details of your health insurance policy to understand the coverage amount, terms, and any exclusions related to knee replacement surgery. You may also want to check whether your policy covers the cost of pre- and post-operative care, such as consultations, physiotherapy, and medication.
If you are planning to undergo knee replacement surgery and have health insurance coverage, it is recommended to inform your insurer and get pre-authorization for the procedure to avoid any surprises in terms of coverage or reimbursement.
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