When it comes to burial insurance and last rites for Non-Resident Indians (NRIs), there are a few important things to consider. Here are some steps that NRIs can take to prepare for their last rites:

1. Purchase burial insurance: Burial insurance is a type of life insurance policy that specifically covers funeral expenses. NRIs can purchase burial insurance in their country of residence, which can provide financial assistance to their families for their funeral expenses. It’s important to review the policy and make sure it covers the costs associated with repatriating the body to India if that is the wish of the deceased.
2. Plan for repatriation: NRIs should discuss their wishes regarding the repatriation of their body to India with their family members or loved ones. This can involve making arrangements with a funeral home or repatriation service, as well as arranging for transportation of the body to the airport or other location.
3. Consider last rites rituals: In India, there are different last rites rituals for different religions and regions. NRIs should discuss their wishes regarding last rites with their family members or loved ones to ensure that their last rites are conducted according to their wishes and cultural or religious traditions.
4. Appoint a representative: NRIs should appoint a representative, such as a family member or trusted friend, who can handle their affairs and make decisions regarding their last rites in the event of their death. It’s important to discuss this with the representative and ensure that they are aware of the wishes of the deceased.
5. Keep important documents in a safe place: NRIs should keep important documents, such as their passport, insurance policy, and will, in a safe place where their family members or representatives can easily access them in the event of their death.

Remember that planning for burial insurance and last rites can be an emotional process, but it’s important to discuss your wishes with your loved ones and make preparations to ensure that your wishes are respected and your family is taken care of.