Eye care insurance, also known as vision insurance, is a type of insurance that covers the cost of routine eye care and corrective eyewear, such as glasses and contact lenses. It can also cover the cost of eye exams and certain types of eye surgeries.

There are different types of eye care insurance plans, including standalone vision insurance plans and vision benefits plans that are offered as part of an overall health insurance plan.

Standalone vision insurance plans typically require a monthly or annual premium, and may have deductibles and copayments for certain services. They may also limit the types of services and providers that are covered.

Vision benefits plans, on the other hand, are typically offered as part of a health insurance plan, and may not require a separate premium. They may have more comprehensive coverage, but may also require certain restrictions, such as only covering a certain number of eye exams or a limited selection of eyewear.

When considering eye care insurance, it is important to review the details of the plan and compare it to your individual needs and budget. Some factors to consider include the cost of the premium, the types of services and providers covered, and any deductibles or copayments required. You should also consider the frequency of your eye exams and the cost of any corrective eyewear you may need.