Health Insurance
Medical insurance is a type of insurance that pays for medical and surgical expenses for the insured. It helps cover the cost of preventative medicine as well as treatment for various illnesses and injuries. Insurance can be purchased by individuals or provided by employers as a benefit to employees. There are two main types of health insurance:Paid Services and Managed Care Plans. Common health insurance plans include:
- Individual health insurance
- Group health insurance
- Medicare
- Medicaid
- PPO (Preferred Provider Organization)
- HMO (Health Maintenance Organization)
- EPO (Exclusive Provider Organization)
- POS (Point of Service)
- High-deductible health plans (HDHP)
- Consumer-driven health plans.
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