Life Insurance
Life coverage is a agreement among an person and an coverage agency below which the coverage agency presents a loss of life gain to a delegated beneficiary if the insured man or woman dies. Life coverage rates are the supply of loss of life benefits. There are most important kinds of existence coverage:
- Term life insurance: provides coverage for a specified term and pays a death benefit only if the insured dies during the term.
- Permanent life insurance: provides coverage for the entire life of the insured and includes a savings component, which can accumulate cash value over time.
Some common types of permanent life insurance include:
- Whole life insurance
- Universal life insurance
- Variable life insurance
- Variable universal life insurance
- Indexed universal life insurance.
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